Risk value is an indicator of the health of the current portfolio. Collaterals will be liquidated when the risk value reaches 100.
Formula: Risk value = Total borrow ÷ Borrow limit x 100
Our recommendations for users at different levels of risk are as follows:
|Range||Levels of risk||Recommendations|
|0-35||Low Risk||Healthy portfolio, eligible for loans.|
|35-60||Medium Risk||Healthy portfolio overall, eligible for extra loan, but with caution.|
|60-80||High Risk||Portfolio faces risk of liquidation, and you are advised to add collateral or pay off part of your loans.|
|80-100||Extremely High Risk||Collaterals are about to be liquidated, and you are advised to add collateral or pay off part of your loans.|