# General

**URL:** https://forum.justlend.org/c/knowledge-base/general/15.md

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## [About the General category](https://forum.justlend.org/t/about-the-general-category/67)

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**Author:** [@JustLend\_Official](https://forum.justlend.org/u/JustLend_Official)\
**Replies:** 0

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General topics and discussions related to JustLend DAO

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## [How to understand your risk value?](https://forum.justlend.org/t/how-to-understand-your-risk-value/108)

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**Author:** [@Jason](https://forum.justlend.org/u/Jason)\
**Replies:** 2\
**Last updated:** [March 8, 2023, 7:12am UTC](https://forum.justlend.org/t/how-to-understand-your-risk-value/108 "2023-03-08T07:12:23Z")

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Risk value is an indicator of the health of the current portfolio. Collaterals will be liquidated when the risk value reaches 100. Formula: Risk value = Total borrow ÷ Borrow limit x 100 Our recommendations for users a…

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## [Interest Rate Model](https://forum.justlend.org/t/interest-rate-model/103)

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**Author:** [@Jason](https://forum.justlend.org/u/Jason)\
**Replies:** 0\
**Last updated:** [February 9, 2023, 6:52am UTC](https://forum.justlend.org/t/interest-rate-model/103 "2023-02-09T06:52:50Z")

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When utilization in the market is high, liquidity risk will appear, and as it approaches 100%, liquidity risk will peak. In order to better solve this problem, the interest rate curve of JustLend DAO is divided into two …